Enterprises can not make profits to meet the requirements of capital return because they have too many non-earning assets, or there is a large number of non-cash inventory accounts receivable in book value. Obviously these assets do not directly generate value for the enterprises, but it occupies a lot of cash and generates a considerable opportunity cost.

By the way of scientific and effective management and integration and capital operation, a large number of fixed assets can become more profitable, and fixed assets can convert into high-flow assets. Through professional services, we help enterprises to improve capital efficiency, reduce capital cost and make profit growth.

 optimize the assets structure

 spin-off of assets

 bond financing / lease financing

 deal with non-core assets

There is a growing enormous demand in financing of small and medium enterprises in Beijing, at least RMB 500 billion. Currently the loans for small enterprises are only RMB 100 billion.

The credit product categories provided by commercial banks for small business mainly include mortgage, pledge or guarantee loans. However, under normal circumstances, it is difficult for small businesses to meet the requirements of tangible assets pledge loans regulated by commercial banks.

It is an alternative financing way for small and medium enterprises to provide guarantee secured by the guarantee companies. But the guarantee companies usually require the appropriate counter-guarantee provided by the enterprises in practice, so the small and medium enterprises can not meet such reverse-guarantee conditions. Especially for the high-tech small enterprises, limited funds are used for technological research and development, but little investment in fixed assets.

Using own intellectual property as pledge loan objects has become an urgent desire for small enterprises, especially for small high-tech enterprises.

Intellectual property pledge loan called “zhanyetong” is carried out by Bank of Communications Beijing Branch. Under a unified brand, the enterprises apply pledge loan using its own intellectual property. The bank issues a certain loan for small and medium enterprises to meet the need of the enterprise operation.

“Zhanyetong” intellectual property pledge loan business is carried out by Bank of Communications, which help to establish green channels for the small and medium enterprises intending to fundraising (especially high-tech enterprises).

  Location of business type

  Structure analysis of intellectual property

  Application of intellectual property rights characteristics

  Establishment of intellectual property value chain system

  Capital strategy and operation of intellectual property